PrePayment Plans

Funeral plans, or prepayment plans are typically designed for people between the age of 50-65 that are in good health. But despite this, thousands of people across the UK still don’t have a prepayment or funeral plan in place.

Planning a funeral is a complicated process, which is made even more difficult by the emotional stress that accompanies the death of a loved one. Prepayment plans can help ease the stress of losing a loved one once their wishes have been expressed, Contact Us to find out more about options to express your funeral wishes.

Basic Plan

£1,749

Includes:

~CREMATION ONLY~

Funeral Director Fees

Advice on Registration of Death

A ‘Suitable’ Coffin

Collection and Transportation of Deceased Within Working Hours (Max. 25 Miles)

Care of The Deceased

Allowance of £500 for Third Party Costs

Transportation To Funeral Director if Death Occurs Whilst On Holiday Within Mainland UK

24 Hour Support Provided by Golden Charter

Value Plan

£2,895

Includes:

Funeral Director Fees

Advice on Registration of Death

A ‘Basic’ Coffin

Collection and Transportation of Deceased Within Working Hours (Max. 25 Miles)

Use of Chapel Of Rest or Service Rooms

Family Viewing By Appointment

Funeral Service Held on a Weekday at Local Crematorium or Cemetery

Provision of a Hearse to Local Crematorium or Cemetery

Provision of Sufficient Staff to Tend to Coffin

Allowance of £800 for Third Party Costs

Transportation To Funeral Director if Death Occurs Whilst On Holiday Within Mainland UK

24 Hour Support Provided by Golden Charter

Standard Plan

£3,495

Includes:

Funeral Director Fees

Advice on Registration of Death

A ‘Simple’ Coffin

Collection and Transportation of Deceased Within Working Hours (Max. 25 Miles)

Use of Chapel Of Rest or Service Rooms

Family Viewing By Appointment

Funeral Service Held on a Weekday at Local Crematorium or Cemetery

Choice of Date and Time for The Funeral

Procession to Funeral Location

Provision of a Hearse to Local Crematorium or Cemetery

Provision of Sufficient Staff to Tend to Coffin

Allowance of £1,100 for Third Party Costs

Transportation To Funeral Director if Death Occurs Whilst On Holiday Within Mainland UK

24 Hour Support Provided by Golden Charter

Select Plan

£3,850

Includes:

Funeral Director Fees

Advice on Registration of Death

A ‘High Quality’ Coffin

Collection and Transportation of Deceased 24 Hours (Max. 25 Miles)

Use of Chapel Of Rest

Family Viewing By Appointment

Funeral Service Held on a Weekday at Local Crematorium or Cemetery

Choice of Date and Time for The Funeral

Procession to Funeral Location

Provision of a Hearse to Local Crematorium or Cemetery

Provision of Sufficient Staff to Tend to Coffin

One Limousine

Allowance of £1,100 for Third Party Costs

Transportation To Funeral Director if Death Occurs Whilst On Holiday Within Mainland UK

24 Hour Support Provided by Golden Charter

Premier Plan

£4,099

Includes:

Funeral Director Fees

Advice on Registration of Death

A ‘Superior’ Coffin

Collection and Transportation of Deceased 24 Hours (Max. 25 Miles)

Use of Chapel Of Rest

Family Viewing By Appointment

Funeral Service Held on a Weekday at Local Crematorium or Cemetery

Choice of Date and Time for The Funeral

Procession to Funeral Location

Provision of a Hearse to Local Crematorium or Cemetery

Provision of Sufficient Staff to Tend to Coffin

Two Limousines

Allowance of £1,100 for Third Party Costs

A List Provided to The Family of Mourners Who Sent Flowers

Transportation To Funeral Director if Death Occurs Whilst On Holiday Within Mainland UK

24 Hour Support Provided by Golden Charter

What Isn't Included?

Embalming Costs

A Burial Plot Including The Exclusive Rite of Burial Fee

A Headstone or Memorial

Catering or a Wake

Medical Certificates/Doctor Fees (Only Applicable for Cremation, Not Applicable in Scotland)

Minister or Officiant Fees

Provision of Flowers to Decorate the Coffin or Church/Chapel/Venue

Printing or Order of Service Sheets

Newspaper/Online Obituary or Acknowledgement Notices

Payment Options

The different payment options are set by Golden Charter, any money paid into the plan goes directly to the Golden Charter Trust, where it is held until the plan holder’s death

Payment In Full

You can make a one off payment in full for immediate cover. This may be paid by cheque, debit card or credit card.

12 Monthly Instalments

You can pay 12 fixed payments by Direct Debit over 12 months from when the plan is taken out. A small fee of £249 will be taken as an admin fee.

Low Cost Instalments

You can pay low cost instalments for between 2-30 years, payable by Direct Debit. This is available to those aged 78 or under at the time of application.

Fixed Monthly Payments

Fixed monthly payments are payable via Direct Debit, with the amount paid based on the age of the applicant and type of plan selected. This is available for those aged 50-80 and payments are made until the applicant passes away or reaches the age of 90.